Who it is for
This is for trading salons, clinics and wellness businesses with regular revenue and a defined funding need.
- Hair, beauty, nail and skin clinics
- Salons preparing for seasonal demand or local campaigns
- Owners adding chairs, treatment rooms or equipment
- Businesses managing short-term rent, wage or supplier pressure
Common funding uses
Salon funding is usually used to protect day-to-day service delivery or improve the customer experience.
- Retail product and consumable stock
- Treatment equipment, chairs, basins or dryers
- Fit-out, signage, booking systems or website upgrades
- Payroll, rent and supplier payments
- Marketing before high-demand periods
What affects eligibility
Assessment usually depends on turnover, bank conduct, trading history and whether the funding amount fits the salon's revenue.
- Regular appointment revenue and deposit history
- Time in business and lease position
- Existing repayments, tax arrears or supplier pressure
- Average balances and recent bank statement conduct
- Whether the funding purpose improves capacity or stability
What documents are needed
A simple salon funding review can often start with bank statements and business details.
- Recent business bank statements, usually the last 3 to 6 months
- ABN, entity and director details
- Requested amount and a clear funding purpose
- Basic turnover, trading history and contact details
- Equipment or fit-out quotes for upgrade funding
- Booking or POS data if useful for showing demand
Check options
Get a practical view before you apply broadly.
Tell us the funding amount, turnover and purpose. A lending specialist will review what looks realistic and explain the next step if there is a lender fit.