Business funding guides
Funding pages for real business situations.
Explore practical funding information by industry and common working capital need. Each guide explains who it may suit, what funding is commonly used for, what affects eligibility and what documents usually help the review.
Industries
Funding by business type
These pages focus on the operating pressures common to specific Australian business types.
Business Funding for Cafes
Funding options for established cafes that need practical working capital without a slow bank process.
Business Funding for Restaurants
Funding pathways for restaurants balancing supplier costs, wage cycles, fit-outs and changing weekly revenue.
Business Funding for Tradies
Funding options for trade businesses dealing with material costs, labour timing and progress payment gaps.
Business Funding for Salons
Funding options for salons managing stock, staffing, treatment equipment and fit-out improvements.
Business Funding for Retailers
Funding options for retailers needing stock, supplier support, seasonal preparation or working capital.
Business Funding for Medical Clinics
Funding options for clinics managing equipment, staffing, fit-out and operating cash flow.
Business Funding for Wholesalers
Funding options for wholesalers balancing stock purchases, supplier terms and customer payment cycles.
Use cases
Funding by business need
These pages focus on common reasons businesses look for working capital.
Business Funding for ATO Debt
Funding pathways for trading businesses dealing with tax arrears, payment pressure or ATO timing issues.
Business Funding for Stock Purchases
Funding options for businesses that need to buy inventory before customer revenue catches up.
Business Funding for Cashflow Gaps
Funding options for short-term working capital gaps where timing is the main issue.